Chase Freedom Vs Sapphire Rewards

Read on to learn how these two cards can.

Chase freedom vs sapphire rewards. How does it compare to chase freedom unlimited a cash back credit card. The chase freedom flex has better rewards plus a 0 annual fee. Get the chase freedom flex if all you re interested in is earning cash back on typical everyday purchases like gas groceries or a cup of coffee. Keep in mind the chase sapphire reserve has a 550 annual fee while the chase freedom unlimited has a 0 annual fee.

On the surface the chase freedom flex and chase sapphire preferred card and their respective sibling cards offer very different rewards structures. Some cards offer cash back rewards like the chase freedom unlimited while others are focused on travel benefits like the chase sapphire preferred card. This card has 0 annual fee so all the rewards you earn are a net positive on your finances. Read our comparison chart below.

When it comes to choosing credit cards to earn ultimate rewards the chase freedom unlimited and the chase sapphire preferred card make a powerful duo. Get the chase sapphire preferred card if most of your spending is on travel and dining purchases and you plan to redeem your points for travel. Chase freedom is an excellent cash back credit card for cardholders who pay in full. How does it compare to chase sapphire preferred a travel airline points and restaurant credit card.

While the freedom flex will likely be a better deal for most cardholders since it charges no annual fee and offers a wide range of rewards categories including a better rate on travel if you book through the chase ultimate rewards portal there are still good reasons to consider the sapphire preferred including its enormous sign up bonus. Read our comparison chart below. Chase sapphire reserve is an ultra premium credit card for luxury travelers. But the chase sapphire preferred still carries cache for travelers.

Fees and initial bonuses aside the average person who spends 32 010 annually would earn roughly 45 more with freedom 960 than sapphire preferred 915 over the first two years of use. It s worth noting that chase raised the bonus to 80 000 points on the sapphire preferred and have introduced a new freedom flex no annual fee card. The straightforwardness of chase ultimate rewards and chase s 5 24 rule make this program a good place to start for points and miles newbies. But that assumes freedom s bonus categories perfectly match the user s spending habits.

Keep in mind the chase freedom has a 0 annual fee while the chase sapphire preferred has a 95 annual fee.