Chase Sapphire Preferred Approval Credit Score

The average credit score of people who were approved for the chase sapphire preferred is 740 which sits squarely in the excellent rating category.

Chase sapphire preferred approval credit score. You usually need an excellent credit score. Some report that the average credit score for sapphire preferred approvals is about 740 which sounds about right. Reports suggest that you ll typically need a score of at least 720 to get approved for the card though the average score is a bit higher. A credit score of at least 700 is usually required to be approved for the chase sapphire preferred card.

Message 7 of 27 1 kudo reply highlighted myfault valued contributor mark as new bookmark subscribe mute. Congratulations on your chase sapphire preferred approval. According to credit karma the average required score for the csp is 736. Credit score required for the chase sapphire reserve the chase sapphire reserve has slightly stricter approval requirements than its little brother the chase sapphire preferred card.

Just because that s the average doesn t mean that you must have a credit score that high. For the 6 of cardholders below 600 and perhaps even the 11 below 650 it s likely their scores took a hit sometime after having already been approved for the card. Know your credit score while it s possible to get approved for some chase cards with a credit score that is under 700 we don t recommend applying if that s your situation. But sometimes even that won t guarantee an approval.

But your score alone does not fully decide whether or not you will be approved. This graph shows the credit scores of credit karma members who carry the chase sapphire preferred card. Most cardholders have scores over 720 but there s no official score requirements to get the mid level credit card. It s better to improve your credit score and then apply after you ve increased it to 700.

So while the average score is considered good to very good you don t need to have a perfect credit history to be approved. Most chase sapphire preferred cardholders have a credit score of 720 or better.