Chase Sapphire Reserve Apr First Year

It gives far more rewards than current favorites like the chase sapphire preferred card or the capital one venture rewards credit card.

Chase sapphire reserve apr first year. Return protection if the store won t take back an item you purchased on your reserve card in the first 90 days you can be refunded 500 per item. Intro apr on purchases. Earn 80 000 bonus points after you spend 4 000 on purchases in the first 3 months from. Is it worth 550 annually.

The chase sapphire reserve is easily one of the top travel credit cards. At a glance earn cash back for every purchase earn 5 cash back on up to 1 500 on combined purchases in bonus categories each quarter you activate earn 5 cash back on travel purchased through chase 3. Complimentary dashpass from doordash. By way of comparison the chase sapphire reserve has a minimum credit limit of 5 000 and only 10 of cardholders have credit limits exceeding 20 000.

Reports indicate that some chase sapphire reserve cardholders receive initial credit limits between 30 000 and 60 000 but rumors persist of limits as high as half a million dollars. By comparison chase s sapphire preferred card s annual fee is 95 a year waived the first year gives only double points on travel and at restaurants. In addition with the chase sapphire reserve you can redeem ultimate reward points for 1 5 cents per point which is a ratio that makes redeeming on chase s travel portal attractive. Purchase protection eligible purchases made on your chase sapphire reserve card are protected against damage or theft for the first 120 days up to 10 000 per claim 50 000 per year.

I ve broken down some of the benefits and value i ve received from the chase sapphire reserve over my first year of card membership. It has the same 1 1 transfer partners as the chase sapphire reserve and a similarly robust sign up bonus. The only catch is the card s 550 annual fee. Otherwise this card is pretty much identical to the chase freedom with the same 200 sign up bonus after you spend 500 in the first three months 5 back on the first 12 000 spent at grocery stores in your first year and 0 intro apr offer for the first 15 months on new purchases 14 99 23 74 variable apr after.

The chase sapphire reserve is best known for its travel rewards. It s been a year since i finally got my chase sapphire reserve and i m eager to share my experiences with the card. Chase sapphire reserve review.